Loaded Baked Potato Soup is a creamy, comforting bowl packed with tender potatoes, crispy bacon bits, melted cheese, and a swirl of sour cream. It feels like a warm hug on a chilly day, with all the classic baked potato toppings blended into a smooth, satisfying soup.
I love making this soup when I want something simple but special. It’s one of those recipes that feels like a treat, but it’s easy enough to whip up on a busy weeknight. Adding extra cheese and bacon on top always makes it a little more exciting, and sometimes I sneak in a handful of green onions for a fresh twist.
My favorite way to serve this soup is in a big bowl with a side of crusty bread or even some homemade cornbread. It’s perfect for sharing with family or friends, and it’s the kind of meal that everyone asks for again and again around here. If you’re looking for a cozy, tasty dish, this baked potato soup is sure to brighten your day.
Key Ingredients & Substitutions
Potatoes: Russet potatoes are great for this soup because they break down nicely and give a creamy texture. Yukon Golds work too if you want a slightly buttery flavor and creamier texture. Avoid waxy potatoes like red potatoes as they stay firm.
Bacon: Adds smoky crunch. If you want to skip meat, try smoky smoked paprika or a drizzle of liquid smoke for that hint of bacon flavor. Turkey bacon is a lighter alternative but won’t be as crispy.
Cream Cheese & Heavy Cream: These give the soup richness and creaminess. You can substitute cream cheese with sour cream, and heavy cream with half-and-half or whole milk for a lighter version, though the soup will be less thick.
Cheddar Cheese: Sharp cheddar adds a nice tang and melts well. You can swap it out for Colby, Monterey Jack, or even a smoked cheese for a different touch.
How Do You Get the Perfect Creamy but Chunky Potato Texture?
This part is key! You want some potatoes to melt into the soup, but also some nice chunks for texture.
- After simmering the potatoes until tender, use a potato masher or an immersion blender for a few quick pulses.
- Don’t over-blend—stop when the soup looks creamy with a few potato chunks still visible.
- If you like it creamier, blend more; if chunkier, mash gently with a fork or spoon instead.
- This balance makes the soup hearty but smooth enough to feel comforting.

Equipment You’ll Need
- Large soup pot – I like a big one so everything fits easily and heats evenly.
- Sharp knife and cutting board – for chopping the potatoes, onions, and green onions quickly and safely.
- Immersion blender or potato masher – to blend some of the potatoes for a smooth, creamy texture.
- Measuring cups and spoons – for accurate ingredient amounts.
- Frying pan – to cook the bacon until crispy, which keeps things simple and mess-free.
- Slotted spoon – to remove the bacon without extra grease and for topping the soup.
Flavor Variations & Add-Ins
- Use cooked diced ham or turkey instead of bacon for a different smoky or meaty flavor.
- Add chopped cooked broccoli or spinach for extra veggies and color.
- Mix in sautéed mushrooms or diced jalapeños for a little spice or earthiness.
- Try different cheeses like Monterey Jack, Pepper Jack, or a sprinkle of Parmesan for unique twists.
Loaded Baked Potato Soup
Ingredients You’ll Need:
- 6 large baking potatoes (Russet or Yukon Gold), peeled and diced
- 6 slices bacon
- 1 medium onion, finely chopped
- 3 cloves garlic, minced
- 4 cups chicken broth (or vegetable broth)
- 1 cup heavy cream
- 4 oz cream cheese, softened
- 2 cups shredded sharp cheddar cheese, divided
- Salt and pepper to taste
- ½ tsp smoked paprika (optional)
- ¼ cup chopped green onions (plus extra for garnish)
- Sour cream for serving
How Much Time Will You Need?
Plan for about 45 minutes in total. That includes 10 minutes for prep, 20 minutes to cook the potatoes, and about 15 minutes to finish the soup and add toppings.
Step-by-Step Instructions:
1. Cook the Bacon:
In a large pot, cook the bacon over medium heat until it’s nice and crispy. Pull the bacon out, place it on paper towels to drain, then crumble it once cooled. Leave about a tablespoon of the bacon grease in the pot—that’s where the flavor starts!
2. Sauté the Onions and Garlic:
Add the chopped onion to the pot with the bacon grease. Cook for about 3-4 minutes until the onions are soft and clear. Stir in the garlic and cook for another minute until you can smell that lovely aroma.
3. Cook the Potatoes:
Add the diced potatoes and chicken broth to the pot. Turn up the heat and bring everything to a boil. Then lower the heat and let it simmer until the potatoes are very tender, about 15 to 20 minutes.
4. Mash the Potatoes:
Use a potato masher or an immersion blender to mash or partially puree the soup. You want it smooth but still with some potato chunks for a nice texture.
5. Add the Creamy Ingredients:
Stir in the cream cheese and mix until it melts completely. Then pour in the heavy cream and add 1½ cups of the shredded cheddar cheese. Keep stirring until the cheese has melted and the soup looks creamy and rich.
6. Season and Add Green Onions:
Add salt, pepper, and smoked paprika if you’d like a little smoky kick. Stir in the chopped green onions for a fresh bite.
7. Serve and Garnish:
Ladle the warm soup into bowls. Sprinkle the crumbled bacon and the rest of the cheddar cheese on top. Add extra green onions and a dollop of sour cream to finish it off. Serve with crusty bread or warm dinner rolls for a full and satisfying meal.
Can I Make Loaded Baked Potato Soup Ahead of Time?
Yes! You can prepare the soup up to 2 days in advance and store it in the fridge. Reheat gently on the stove over low heat, stirring occasionally. Add a splash of cream or broth if it thickens too much.
Can I Use Frozen Potatoes for This Soup?
It’s best to use fresh potatoes, but if you have frozen diced potatoes, thaw them completely and drain any excess water before using. This helps avoid a watery soup.
What Can I Substitute for Bacon?
If you want a vegetarian version, skip the bacon and add smoked paprika or liquid smoke for that lovely smoky flavor. You can also use sautéed mushrooms or tempeh bacon for a meaty texture.
How Should I Store Leftovers?
Keep any leftover soup in an airtight container in the refrigerator for up to 3 days. Warm it up slowly on the stove or in the microwave, stirring occasionally for even heating.